Consumer Advisories English Español Search for: Advisory to Consumers on Private Placements The COVID-19 pandemic has caused significant disruption and anxiety to individuals and the financial markets. Because fraudsters often try to capitalize on current issues and problems to promote their scams, the Department of Business Oversight (DBO) is issuing this... Be Vigilant Against Scams and Unlawful Activities Seeking to Exploit Heightened Economic Anxieties In light of recent events, the Department of Business Oversight (DBO) urges consumers and investors to be alert to… Advisory to Small Businesses with Merchant Cash Advance Contracts The DBO encourages small businesses to review the terms of their existing financing products to determine whether they may be entitled to relief and report finance companies that fail to honor contractual terms that provide relief. Mortgage Modification and Foreclosure Scams Alert (2019) Loan Modification and Foreclosure Scams Homeowners facing foreclosure should be aware of these common scams: … Tax Preparation Consumer Advisory (2016) Tax Season is in full swing. Taxpayers should take steps to protect themselves against a variety of hazards as they prepare and file their tax returns. Tax Preparation Fees: Avoid Hidden Fees and Overcharges The fees charged by tax preparation firms often are poorly... Payday Lending Consumer Advisory (2016) CALIFORNIA PAYDAY LOANS: WHAT CONSUMERS NEED TO KNOW … Small Business Advisory: Crowdfunding (2016) The Jumpstart Our Business Startups (JOBS) Act, a series of legislative provisions intended to facilitate capital formation in the United States, was signed into law in 2012. This legislation included the CROWDFUND Act, which made significant changes to current... Crowdfunding – Investors (2016) The Internet has become an inexpensive and easy way for individuals and businesses to raise money. In 2012, Congress passed the JOBS Act, which directed the Securities and Exchange Commission (SEC) to formulate rules to exempt equity crowdfunding from the securities... Know your Lender (2016) To protect themselves against scam artists and abusive, illegal fees, it’s important for consumers to ensure they’re dealing with reputable and licensed lenders. When they come across loan solicitations in the mailbox, email or on the Web, they should study them with... Understanding Broker-Dealer Fees (2015) Savvy consumers know it is important to compare prices on similar products to get the best value for their money. Wouldn't it be nice if the same were true when shopping for a broker-dealer firm to handle your investments? New research from the North American... « Older Entries Key Consumer Links Consumer Alerts Consumer Advisories Search for DBO Licensees Licensees and Industries Regulated by the DBO Actions, Orders and Administrative Hearing Decisions File a complaint Submit a Public Records Request News & Info LinksNews Newsroom Press Releases Monthly Bulletins Important Notices Information DBO Forms Resources Last updated: Apr 25, 2020 @ 4:03 pm
Advisory to Consumers on Private Placements The COVID-19 pandemic has caused significant disruption and anxiety to individuals and the financial markets. Because fraudsters often try to capitalize on current issues and problems to promote their scams, the Department of Business Oversight (DBO) is issuing this...
Be Vigilant Against Scams and Unlawful Activities Seeking to Exploit Heightened Economic Anxieties In light of recent events, the Department of Business Oversight (DBO) urges consumers and investors to be alert to…
Advisory to Small Businesses with Merchant Cash Advance Contracts The DBO encourages small businesses to review the terms of their existing financing products to determine whether they may be entitled to relief and report finance companies that fail to honor contractual terms that provide relief.
Mortgage Modification and Foreclosure Scams Alert (2019) Loan Modification and Foreclosure Scams Homeowners facing foreclosure should be aware of these common scams: …
Tax Preparation Consumer Advisory (2016) Tax Season is in full swing. Taxpayers should take steps to protect themselves against a variety of hazards as they prepare and file their tax returns. Tax Preparation Fees: Avoid Hidden Fees and Overcharges The fees charged by tax preparation firms often are poorly...
Small Business Advisory: Crowdfunding (2016) The Jumpstart Our Business Startups (JOBS) Act, a series of legislative provisions intended to facilitate capital formation in the United States, was signed into law in 2012. This legislation included the CROWDFUND Act, which made significant changes to current...
Crowdfunding – Investors (2016) The Internet has become an inexpensive and easy way for individuals and businesses to raise money. In 2012, Congress passed the JOBS Act, which directed the Securities and Exchange Commission (SEC) to formulate rules to exempt equity crowdfunding from the securities...
Know your Lender (2016) To protect themselves against scam artists and abusive, illegal fees, it’s important for consumers to ensure they’re dealing with reputable and licensed lenders. When they come across loan solicitations in the mailbox, email or on the Web, they should study them with...
Understanding Broker-Dealer Fees (2015) Savvy consumers know it is important to compare prices on similar products to get the best value for their money. Wouldn't it be nice if the same were true when shopping for a broker-dealer firm to handle your investments? New research from the North American...
