The Department of Business Oversight (DBO) protects consumers and oversees financial service providers and products. The DBO supervises the operations of state-licensed financial institutions, including banks, credit unions and money transmitters. Additionally, the DBO licenses and regulates a variety of financial service providers, including securities brokers and dealers, investment advisers, payday lenders and other consumer finance lenders. For a complete list of the types of financial services providers and industries regulated by the DBO, go to http://www.dbo.ca.gov/Licensees/default.asp.
Self-Service Portal – The Department of Business Oversight (DBO) Self-Service Portal offers convenient online services to consumers and businesses seeking licensing information from DBO. The Portal allows licensees to submit exemption notices and annual report information. Portal users can also search for licensees, applicants, notice filers, securities and franchise filings and more.
- Submit a Complaint / Quejas de el Consumidor
- Education and Outreach Events
- Actions, Orders and Administrative Hearing Decisions
- Search for DBO Licensees
- Consumer Finance Lenders
- Payday Lenders
- Mortgage Lenders
- Financial Institutions
- Bank Officer and Director Compensation
- DBO Reports
- 2018 Annual Report on Broker-Dealer/Investment Adviser Program
- 2017 Commissioner’s Report on the Offer or Sale of Securities by Permit under Corporations Code Section 25113
Nationwide Multistate Licensing System and Registry (NMLS) - System of record for non-depository, financial services licensing or registration
NMLS Consumer Access – A free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state
Mortgage Education and Outreach – Consumer education about homeownership, mortgage fraud and foreclosure prevention
Seniors Against Investment Fraud – Provides California seniors with information and resources to make informed financial decisions as well as how to avoid fraud and scams
Protect Yourself From Fraud For Servicemembers and Veterans – Information for military community to help them make smart financial decisions, avoid predatory lending and protect themselves from financial fraud and scams
Student Loan Servicers – What Consumers Need to Know. On July 1, 2018, DBO will start accepting complaints.
DBO Online Financial Education – Online financial education tool. This short interactive learning experience will prepare you with the right skills to manage your financial future!
California Financial Literacy Month – Provides information, news and resources to help Californians make informed financial decisions and achieve their financial goals
CA Senior Gateway – One-stop website intended to provide seniors, their families, and caregivers with the information they need to connect to helpful services and resources, to find answers, and solve problems
CalHFA – Provides financing and programs that create safe, decent and affordable housing opportunities for low to moderate income Californians
CalDRE – The Department of Real Estate (CalDRE) licenses and regulates the real estate industry and some mortgage loan originators
Unclaimed Property Search - California State Controller's Office operates the State's Unclaimed Property program