The Department of Business Oversight (DBO) protects consumers and oversees financial service providers and products. The DBO supervises the operations of state-licensed financial institutions, including banks, credit unions and money transmitters. Additionally, the DBO licenses and regulates a variety of financial service providers, including securities brokers and dealers, investment advisers, payday lenders and other consumer finance lenders. For a complete list of the types of financial services providers and industries regulated by the DBO, go to http://www.dbo.ca.gov/Licensees/default.asp.
- File a Complaint / Quejas de el Consumidor
- Search for DBO Licensees
- Search for DBO Enforcement Actions
- Education and Outreach Events
Nationwide Multistate Licensing System and Registry (NMLS) - System of record for non-depository, financial services licensing or registration.
Self-Service Portal – The DBO’s DOCQNET Self-Service Portal allows licensees to submit online applications, exemption notices, annual report information, search for financial service providers, and more.
- Consumer Finance Lenders
- Payday Lenders
- Mortgage Lenders
- Financial Institutions
- Bank Officer and Director Compensation
Mortgage Education and Outreach – Consumer education about homeownership, mortgage fraud and foreclosure prevention
Seniors Against Investment Fraud – Provides California seniors with information and resources to make informed financial decisions as well as how to avoid fraud and scams
Protect Yourself From Fraud For Servicemembers and Veterans – Information for military community to help them make smart financial decisions, avoid predatory lending and protect themselves from financial fraud and scams
DBO Online Financial Education – Online financial education tool that provides consumers with helpful information on a variety of financial topics
Bank On California – Provides unbanked California households access to mainstream financial products, services and education, including no-cost and low-cost checking and savings accounts with participating banks and credit unions
California Financial Literacy Month – Provides information, news and resources to help Californians make informed financial decisions and achieve their financial goals
CA Senior Gateway – One-stop website intended to provide seniors, their families, and caregivers with the information they need to connect to helpful services and resources, to find answers, and solve problems
Keep Your Home California – Programs to help California homeowners retain their homes if they have suffered a financial hardship
CalHFA – Provides financing and programs that create safe, decent and affordable housing opportunities for low to moderate income Californians
CalBRE – The Bureau of Real Estate (CalBRE) licenses and regulates the real estate industry and some mortgage loan originators
Unclaimed Property Search - California State Controller's Office operates the State's Unclaimed Property program.
NMLS Consumer Access – A free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state