California Residential Mortgage Lending Act

How to reach us:

Department of Business Oversight
Financial Services
320 W. 4th Street, Suite 750
Los Angeles, CA 90013

Phone: (866) ASK-CORP (275-2677)
Email: CRMLA.Inquiries@dbo.ca.gov

Consumer Information

NMLS Consumer Access logo Information on companies and branches licensed under CRMLA is also available on NMLS Consumer Access. NMLS Consumer Access is a fully searchable website that allows the public to view information concerning state-licensed mortgage companies, branches and individuals currently licensed through NMLS.

Licensee Questions

Publications

Laws and Regulations

Resources

Nationwide Mortgage Licensing System LogoNMLS Information on CRMLA licensing requirements is also available on NMLS.NMLS, developed through the Conference of State Bank Supervisors (CSBS) and the American Association of Residential Mortgage Regulators (AARMR), allows companies to conveniently manage their mortgage license(s) in an electronic format through a secure website. Please visit NMLS for additional information. View state licensing requirements specific to the California Department of Business Oversight.

Residential Mortgage Forms

Form Number Form Title Format
  California Financial Information Privacy Act  
  CRMLA Application: An application for a License under the California Residential Mortgage Lending Act should be filed through the Nationwide Mortgage Licensing System (NMLS).  
  Notice to Residents of Foreclosed Property – Required by SB 1137 (Perata – Chap. 69, Stats. 2008) PDF
250.61 Statement of Citizenship, Alienage, and Immigration Status for Application of Department of Corporations License or Certificate PDF
DBO BC 8018 CRMLA Request for Live Scan Service – Applicant Submission PDF
DBO-MBL 1950.122.2 Notice of Officers, Directors, Partners, “Control” Persons, Managers, Members, Trustees and Employees of a Residential Mortgage Lender, Residential Mortgage Lender and Servicer or Residential Mortgage Loan Servicer PDF
DBO MBL 1950.122C Notice of Fingerprint Processing Requirements under the California Residential Mortgage Lending Act PDF
DBO OLP AB 2666

Exemption for Employees of Certain Bona Fide Nonprofit Organizations

PDF
HDN-1 2018 Holden Act Report (HDN-1) Instructions and Forms PDF
Translations:

Reporting

2018 Annual California Residential Mortgage Lending Act Report – Due March 1, 2019

Licensees under the California Residential Mortgage Lending Act (CRMLA) are now able to complete their 2017 CRMLA Annual Report electronically.  Instructions for completing the annual report were sent to each licensee’s designated email address on January 20, 2018. Reports must be submitted online using the unique link included in the e-mail. The instructions also include a link to a blank paper copy of the report to help you compile the information and prepare to file the online form. The report must be filed by all CRMLA licensees by March 1, 2019.

Residential Mortgage Loan Report (Holden Act Report) for Calendar Year 2018 – Due March 31, 2019

Specified DBO-licensed lenders must file their 2018 Residential Mortgage Loan Report by March 31, 2019. The report is mandated by the state’s Housing Financial Discrimination Act of 1977, known as the Holden Act.

Mortgage Call Report

Due 45 days after the end of each quarter.  Every licensee must file the Mortgage Call Report on NMLS each quarter.  Please refer to the NMLS Resource Center. Audited Financial Statements, Due within 105 days of end of fiscal year:

  • The licensee must submit audited financial statements within 105 days of the end of its fiscal year.  The audited financial statements must document that the licensee maintains tangible net worth of $250,000 and must be posted on the NMLS.   See Submitting Financial Statements on NMLS.

Last updated: Sep 16, 2019 @ 3:35 pm